Terms & Conditions – Durga Finance & Insurance

1. Introduction

Welcome to Durga Finance & Insurance. By accessing or using our website and services, you agree to comply with and be bound by these Terms & Conditions. Please read them carefully before proceeding.

2. Services Offered

We provide financial and insurance solutions, including:

Personal loans, business loans, and EMI calculators
Insurance products for health, life, and family protection
Guidance and resources to help customers make informed financial decisions

All services are subject to eligibility, documentation, and approval processes.

3. Eligibility

You must be at least 18 years old to apply for loans or insurance.
Approval of loans or issuance of insurance policies is at the sole discretion of Durga Finance & Insurance and/or our partner institutions.
Providing accurate and complete information is mandatory. Misrepresentation may result in rejection or cancellation of services.

4. Use of Website

Content on this website is for informational purposes only and does not constitute financial advice.
You agree not to misuse the website, attempt unauthorized access, or engage in activities that may harm its functionality.

5. Loan & Insurance Terms

Loan amounts, interest rates, EMI schedules, and insurance premiums are subject to change based on market conditions and partner policies.
Final terms will be communicated through official documentation before approval.
Durga Finance & Insurance is not liable for delays or rejections caused by incomplete applications or third‑party institutions.

6. Privacy & Data Protection

We respect your privacy and handle your personal data responsibly.
Information collected during loan or insurance applications will only be used for processing and compliance purposes.
For details, please refer to our Privacy Policy.

7. Limitation of Liability

Durga Finance & Insurance shall not be held responsible for any indirect, incidental, or consequential damages arising from the use of our services.
Customers are advised to review all loan and insurance documents carefully before signing.

8. Third‑Party Links

Our website may contain links to third‑party sites. We are not responsible for the content, accuracy, or practices of these external websites.

9. Amendments

We reserve the right to update or modify these Terms & Conditions at any time. Changes will be posted on this page, and continued use of our services implies acceptance of the updated terms.

10. Governing Law

These Terms & Conditions are governed by the laws of India. Any disputes shall be subject to the jurisdiction of courts in Uttar Pradesh.